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2025 Simple Ira Contribution Limits Married Filing Jointly. If you are married and filing jointly and you and your spouse both have workplace retirement plans, the spouse making the ira contribution must have less than $126,000 to. The limit increases to $59,250 for heads of household in 2025, up from.


2025 Simple Ira Contribution Limits Married Filing Jointly

Increased to $39,500 (up from $38,250). The simple ira contribution limit for 2025 is $16,500.

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